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Job Number: 2161133


The Relationship Credit Manager (RCM) role is a credit function which executes on loan underwriting and portfolio management for an assigned portfolio of relationships, generally within a certain geographic team (or specialized lending team) consisting of both C&I (Commercial loans) and CRE (Commercial Real Estate loans). Though it reports through Credit Administration, it is imbedded within and is a member of the Relationship Management Team.

Position offers 2 days/week remote The
position will be based out of our Walnut Creek office.


  • Prepare underwriting documents/approval reports necessary to recommend loan requests to appropriate approver(s), describing the opportunity, recommending credit structure, and identifying and communicating key underwriting issues and mitigants.
  • Analyze credit and financial information (e.g., credit reports, tax returns, financial statements, etc.) to determine levels of credit risk involved in lending money to C&I and CRE customers and make appropriate structuring recommendations.
  • Anticipate review dates and/or maturity dates and coordinate requests for financial statements with relationship team to ensure all necessary documentation is received from the client to facilitate expeditious underwriting.
  • Prepare periodic financial review including when appropriate monitoring/testing financial covenants.
  • Participate in client meetings and site visits as time allows; and participation in loan closing and customer negotiations is not required, but encouraged from a personal development standpoint.
  • Understand and comply with credit policy and approval procedures.
  • Bachelor's degree in Business, Finance or Accounting, or equivalent related experience is preferred. Undergraduate degree is a minimum requirement.
  • Five (5+) years of experience with a focus on underwriting complex C&I and CRE credits. (Junior or AVP level RCM could have 3 years)
  • Firm understanding of accounting principles, financial statement analysis and banking operations and regulations.
  • Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.
  • Accurate word processing and computer database skills; with extensive knowledge of Microsoft Office Suite applications.


About Nelson:

If you're looking for a new opportunity, the recruiting and staffing experts at Nelson can help. We work with companies of all types and sizes across all industries. We help people like you find exciting roles with employers ranging from Fortune 100, government, and nonprofit organizations to local businesses, industry leaders, and the most agile start-ups. The candidates we work with appreciate our responsive approach, genuine relationships, and exceptional service. With a commitment to transparency, authenticity, and credibility, we look forward to our jobs every day, and we're excited to help you find the job you've been looking for. Nelson is an EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.